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Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,836 | $46,297+465.6% | $71,671+265.3% | $62,293+320.3% |
| Participation rate | 99.2% | 60.6%+38.5pp | 68.7%+30.4pp | 69.5%+29.7pp |
| Annual return | 19.58% | 22.32%-2.7pp | 20.65%-1.1pp | 28.90%-9.3pp |
| Employer contribution / active EE | $6,809 | $1,412+382.3% | $2,460+176.8% | $2,042+233.4% |
| Participant deferral / active EE | $10,286 | $2,235+360.2% | $3,438+199.2% | $3,169+224.6% |
| Admin fee / account holder | $3 | $461-99.4% | $5,558-100.0% | $479-99.4% |