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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $39,546 |
Filed as: CETERA INVESTMENT ADVISORS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $17,508 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,294 | $45,123-50.6% | $85,240-73.8% | $74,478-70.1% |
| Participation rate | 74.5% | 49.4%+25.1pp | 67.5%+7.0pp | 67.2%+7.3pp |
| Annual return | 9.89% | 26.32%-16.4pp | 66.75%-56.9pp | 1370.56%-1360.7pp |
| Employer contribution / active EE | $572 | $1,459-60.8% | $2,735-79.1% | $2,626-78.2% |
| Participant deferral / active EE | $4,115 | $2,736+50.4% | $4,527-9.1% | $4,350-5.4% |
| Admin fee / account holder | $173 | $2,215-92.2% | $6,165-97.2% | $1,946-91.1% |