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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,662 | $167,362+6.2% | $143,799+23.5% | $134,532+32.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.78% | 0.47%-17.3pp | -0.04%-16.7pp | 418.27%-435.0pp |
| Employer contribution / active EE | $50,018 | $5,620+789.9% | $4,952+910.0% | $4,741+955.0% |
| Participant deferral / active EE | $87,685 | $6,447+1260.0% | $5,638+1455.1% | $6,401+1269.9% |
| Admin fee / account holder | $4,363 | $18,094-75.9% | $14,677-70.3% | $11,429-61.8% |