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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,537 | $165,399+0.7% | $149,745+11.2% | $158,982+4.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 18.67% | 348.34%-329.7pp | 276.72%-258.1pp | 302.99%-284.3pp |
| Employer contribution / active EE | $3,024 | $5,105-40.8% | $4,646-34.9% | $4,763-36.5% |
| Participant deferral / active EE | $8,022 | $7,183+11.7% | $6,843+17.2% | $5,983+34.1% |
| Admin fee / account holder | $1,154 | $10,811-89.3% | $9,312-87.6% | $11,252-89.7% |