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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,115,280 | $162,136+587.9% | $152,301+632.3% | $154,746+620.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.53% | 91.02%-79.5pp | 80.50%-69.0pp | 172.34%-160.8pp |
| Employer contribution / active EE | $28,058 | $4,890+473.7% | $4,624+506.7% | $4,379+540.7% |
| Participant deferral / active EE | $26,825 | $8,341+221.6% | $8,004+235.1% | $6,730+298.6% |
| Admin fee / account holder | $62,154 | $15,759+294.4% | $14,398+331.7% | $14,365+332.7% |