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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,843 | $96,678-70.2% | $86,640-66.7% | $139,466-79.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 18.60% | 106.69%-88.1pp | 592.52%-573.9pp | 373.66%-355.1pp |
| Employer contribution / active EE | $0 | $3,265-100.0% | $3,024-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $5,676 | $4,837+17.4% | $4,438+27.9% | $6,712-15.4% |
| Admin fee / account holder | $918 | $6,410-85.7% | $5,616-83.6% | $11,409-91.9% |