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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,016 | $183,539-82.0% | $155,556-78.8% | $145,897-77.4% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | -1.89% | 61.31%-63.2pp | 64.84%-66.7pp | 552.29%-554.2pp |
| Employer contribution / active EE | $2,584 | $5,315-51.4% | $4,675-44.7% | $4,663-44.6% |
| Participant deferral / active EE | $6,452 | $6,467-0.2% | $5,631+14.6% | $6,689-3.5% |
| Admin fee / account holder | $181,869 | $19,275+843.6% | $15,885+1044.9% | $13,390+1258.2% |