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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,391 | $73,848+94.2% | $143,799-0.3% | $68,486+109.4% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -24.88% | 0.91%-25.8pp | -0.04%-24.8pp | -7.85%-17.0pp |
| Employer contribution / active EE | $6,842 | $3,184+114.9% | $4,952+38.2% | $2,597+163.5% |
| Participant deferral / active EE | $5,028 | $3,385+48.6% | $5,638-10.8% | $4,028+24.8% |
| Admin fee / account holder | $1,448 | $5,755-74.8% | $14,677-90.1% | $5,404-73.2% |