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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,481 | $101,063+14.3% | $81,473+41.7% | $147,586-21.8% |
| Participation rate | 31.6% | 74.5%-42.9pp | 68.0%-36.4pp | 82.8%-51.2pp |
| Annual return | 21.38% | 32.41%-11.0pp | 38.78%-17.4pp | 578.59%-557.2pp |
| Employer contribution / active EE | $338 | $3,206-89.5% | $2,568-86.8% | $4,876-93.1% |
| Participant deferral / active EE | $1,220 | $4,242-71.2% | $3,537-65.5% | $5,439-77.6% |
| Admin fee / account holder | $124 | $5,812-97.9% | $4,561-97.3% | $10,886-98.9% |