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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,076 | $98,776+11.4% | $149,745-26.5% | $79,856+37.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.52% | 27.38%-15.9pp | 276.72%-265.2pp | 31.71%-20.2pp |
| Employer contribution / active EE | $7,787 | $3,217+142.0% | $4,646+67.6% | $2,471+215.1% |
| Participant deferral / active EE | $3,103 | $5,681-45.4% | $6,843-54.7% | $3,741-17.0% |
| Admin fee / account holder | $13,544 | $6,053+123.8% | $9,312+45.5% | $5,306+155.2% |