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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,030 | $181,896-62.0% | $156,551-55.9% | $273,972-74.8% |
| Participation rate | 87.5% | 88.4%-0.9pp | 84.0%+3.5pp | 83.0%+4.5pp |
| Annual return | 6.99% | 30.74%-23.7pp | 32.23%-25.2pp | 41.46%-34.5pp |
| Employer contribution / active EE | $2,290 | $6,248-63.4% | $5,501-58.4% | $4,869-53.0% |
| Participant deferral / active EE | $6,452 | $5,550+16.3% | $4,871+32.5% | $5,287+22.0% |
| Admin fee / account holder | $1,173 | $15,560-92.5% | $13,028-91.0% | $10,133-88.4% |