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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,211 | $84,236-16.7% | $170,439-58.8% | $70,124+0.1% |
| Participation rate | 89.7% | 70.8%+18.8pp | 83.6%+6.1pp | 69.5%+20.1pp |
| Annual return | 19.37% | 23.06%-3.7pp | 205.94%-186.6pp | 73.14%-53.8pp |
| Employer contribution / active EE | $4,732 | $3,387+39.7% | $5,433-12.9% | $2,342+102.0% |
| Participant deferral / active EE | $2,809 | $3,086-9.0% | $4,939-43.1% | $3,332-15.7% |
| Admin fee / account holder | $1,111 | $5,698-80.5% | $13,881-92.0% | $4,645-76.1% |