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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,512 | $78,690-14.2% | $161,489-58.2% | $87,485-22.8% |
| Participation rate | 88.7% | 67.5%+21.2pp | 78.7%+10.0pp | 68.9%+19.7pp |
| Annual return | 8.85% | 32.74%-23.9pp | 89.72%-80.9pp | 26.06%-17.2pp |
| Employer contribution / active EE | $6,541 | $2,588+152.7% | $4,268+53.3% | $2,596+152.0% |
| Participant deferral / active EE | $4,798 | $3,311+44.9% | $5,630-14.8% | $4,274+12.3% |
| Admin fee / account holder | $56,098 | $6,724+734.4% | $16,006+250.5% | $7,775+621.5% |