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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,512 | $77,814-13.2% | $158,223-57.3% | $86,983-22.4% |
| Participation rate | 88.7% | 68.4%+20.3pp | 79.2%+9.5pp | 69.5%+19.1pp |
| Annual return | 8.85% | 30.54%-21.7pp | 52.09%-43.2pp | 25.83%-17.0pp |
| Employer contribution / active EE | $6,541 | $2,592+152.3% | $4,109+59.2% | $2,584+153.1% |
| Participant deferral / active EE | $4,798 | $3,270+46.7% | $5,467-12.2% | $4,194+14.4% |
| Admin fee / account holder | $56,098 | $5,879+854.2% | $16,047+249.6% | $7,856+614.1% |