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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,714 | $29,569+284.6% | $56,077+102.8% | $77,714+46.3% |
| Participation rate | 21.5% | 32.6%-11.1pp | 52.5%-31.0pp | 70.6%-49.1pp |
| Annual return | 17.68% | 18.90%-1.2pp | 1709.28%-1691.6pp | 31.26%-13.6pp |
| Employer contribution / active EE | $487 | $569-14.3% | $1,040-53.1% | $2,727-82.1% |
| Participant deferral / active EE | $1,215 | $1,061+14.5% | $1,954-37.8% | $4,649-73.9% |
| Admin fee / account holder | $3,492 | $1,042+235.0% | $2,825+23.6% | $433+705.9% |