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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,089 | $56,894+3.9% | $84,753-30.3% | $62,881-6.0% |
| Participation rate | 82.1% | 68.5%+13.6pp | 76.6%+5.5pp | 69.3%+12.8pp |
| Annual return | 6.18% | 6.30%-0.1pp | 22.78%-16.6pp | 20.14%-14.0pp |
| Employer contribution / active EE | $2,361 | $2,400-1.6% | $3,574-33.9% | $2,281+3.5% |
| Participant deferral / active EE | $6,607 | $2,709+143.9% | $3,712+78.0% | $3,203+106.3% |
| Admin fee / account holder | $16,309 | $3,581+355.4% | $5,333+205.8% | $4,296+279.7% |