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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,592 | $73,863-74.8% | $143,797-87.1% | $68,490-72.9% |
| Participation rate | 85.2% | 66.7%+18.5pp | 80.3%+4.9pp | 67.9%+17.3pp |
| Annual return | -19.76% | 0.91%-20.7pp | -0.04%-19.7pp | -7.85%-11.9pp |
| Employer contribution / active EE | $4,508 | $3,185+41.6% | $4,952-9.0% | $2,597+73.6% |
| Participant deferral / active EE | $2,228 | $3,385-34.2% | $5,638-60.5% | $4,028-44.7% |
| Admin fee / account holder | $781 | $5,756-86.4% | $14,679-94.7% | $5,403-85.6% |