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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,182 | $115,814-44.6% | $101,275-36.6% | $158,982-59.6% |
| Participation rate | 70.0% | 79.4%-9.4pp | 75.8%-5.8pp | 82.0%-12.0pp |
| Annual return | 10.72% | 56.16%-45.4pp | 46.48%-35.8pp | 302.99%-292.3pp |
| Employer contribution / active EE | $194 | $4,176-95.4% | $3,660-94.7% | $4,763-95.9% |
| Participant deferral / active EE | $6,221 | $4,958+25.5% | $4,371+42.3% | $5,983+4.0% |
| Admin fee / account holder | $26,127 | $7,249+260.4% | $5,948+339.3% | $11,252+132.2% |