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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,152 | $73,787+52.0% | $98,716+13.6% | $82,448+36.0% |
| Participation rate | 57.6% | 61.4%-3.8pp | 69.3%-11.7pp | 68.1%-10.5pp |
| Annual return | 15.43% | 18.57%-3.1pp | 31.81%-16.4pp | 41.64%-26.2pp |
| Employer contribution / active EE | $872 | $1,511-42.3% | $2,279-61.7% | $2,551-65.8% |
| Participant deferral / active EE | $2,379 | $3,081-22.8% | $4,048-41.2% | $4,139-42.5% |
| Admin fee / account holder | $4,534 | $6,500-30.3% | $8,703-47.9% | $7,234-37.3% |