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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,278 | $131,835-28.5% | $108,582-13.2% | $273,972-65.6% |
| Participation rate | 73.3% | 83.5%-10.1pp | 79.6%-6.2pp | 83.0%-9.7pp |
| Annual return | 6.36% | -91.57%+97.9pp | -51.70%+58.1pp | 41.46%-35.1pp |
| Employer contribution / active EE | $2,766 | $4,913-43.7% | $3,758-26.4% | $4,869-43.2% |
| Participant deferral / active EE | $3,207 | $5,127-37.4% | $4,311-25.6% | $5,287-39.3% |
| Admin fee / account holder | $17,545 | $10,253+71.1% | $7,645+129.5% | $10,133+73.2% |