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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,497 | $105,623-24.7% | $87,502-9.1% | $273,972-71.0% |
| Participation rate | 88.9% | 78.2%+10.7pp | 73.8%+15.1pp | 83.0%+5.9pp |
| Annual return | 38.88% | 12.26%+26.6pp | 12.21%+26.7pp | 41.46%-2.6pp |
| Employer contribution / active EE | $6,512 | $3,141+107.4% | $2,550+155.4% | $4,869+33.8% |
| Participant deferral / active EE | $3,714 | $3,601+3.1% | $3,149+17.9% | $5,287-29.8% |
| Admin fee / account holder | $389 | $4,781-91.9% | $4,221-90.8% | $10,133-96.2% |