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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,484 | $112,131-62.1% | $95,964-55.7% | $158,982-73.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 11.88% | 171.19%-159.3pp | 91.64%-79.8pp | 302.99%-291.1pp |
| Employer contribution / active EE | $4,478 | $3,199+40.0% | $2,541+76.2% | $4,763-6.0% |
| Participant deferral / active EE | $3,948 | $4,784-17.5% | $4,167-5.2% | $5,983-34.0% |
| Admin fee / account holder | $4,813 | $10,136-52.5% | $6,797-29.2% | $11,252-57.2% |