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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,835 | $153,311-66.8% | $109,313-53.5% | $273,972-81.4% |
| Participation rate | 69.2% | 80.1%-10.9pp | 71.3%-2.0pp | 83.0%-13.8pp |
| Annual return | 8.60% | 29.86%-21.3pp | 22.07%-13.5pp | 41.46%-32.9pp |
| Employer contribution / active EE | $978 | $5,619-82.6% | $3,892-74.9% | $4,869-79.9% |
| Participant deferral / active EE | $5,370 | $3,932+36.6% | $3,166+69.6% | $5,287+1.6% |
| Admin fee / account holder | $331 | $8,076-95.9% | $5,666-94.2% | $10,133-96.7% |