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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,003 | $64,729+26.7% | $112,263-27.0% | $68,490+19.7% |
| Participation rate | 91.9% | 67.2%+24.7pp | 75.1%+16.8pp | 67.9%+24.0pp |
| Annual return | -17.08% | -11.40%-5.7pp | 27.49%-44.6pp | -7.85%-9.2pp |
| Employer contribution / active EE | $2,998 | $2,746+9.2% | $3,636-17.6% | $2,597+15.4% |
| Participant deferral / active EE | $4,724 | $3,566+32.5% | $4,729-0.1% | $4,028+17.3% |
| Admin fee / account holder | $4,345 | $5,222-16.8% | $6,410-32.2% | $5,403-19.6% |