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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,367,327 | $185,141+638.5% | $153,416+791.3% | $155,188+781.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 15.05% | 18.72%-3.7pp | 17.84%-2.8pp | 148.84%-133.8pp |
| Employer contribution / active EE | $26,040 | $4,489+480.0% | $3,764+591.8% | $4,248+513.0% |
| Participant deferral / active EE | $20,717 | $5,477+278.3% | $4,723+338.6% | $6,531+217.2% |
| Admin fee / account holder | $170,413 | $16,005+964.7% | $13,095+1201.4% | $14,480+1076.9% |