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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,367,327 | $212,777+542.6% | $173,703+687.2% | $198,609+588.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 15.05% | 18.82%-3.8pp | 17.46%-2.4pp | 202.70%-187.7pp |
| Employer contribution / active EE | $26,040 | $5,214+399.5% | $4,288+507.3% | $5,055+415.1% |
| Participant deferral / active EE | $20,717 | $5,697+263.7% | $4,854+326.8% | $6,977+196.9% |
| Admin fee / account holder | $170,413 | $19,536+772.3% | $15,562+995.1% | $19,030+795.5% |