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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,367,327 | $161,352+747.4% | $134,172+919.1% | $137,256+896.2% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 15.05% | 28.72%-13.7pp | 25.30%-10.3pp | 220.34%-205.3pp |
| Employer contribution / active EE | $26,040 | $4,099+535.3% | $3,420+661.4% | $4,156+526.6% |
| Participant deferral / active EE | $20,717 | $5,552+273.1% | $4,690+341.7% | $6,407+223.4% |
| Admin fee / account holder | $170,413 | $15,028+1034.0% | $12,016+1318.2% | $12,270+1288.8% |