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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,367,327 | $177,156+671.8% | $147,027+830.0% | $154,746+783.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 15.05% | 21.94%-6.9pp | 20.23%-5.2pp | 172.34%-157.3pp |
| Employer contribution / active EE | $26,040 | $4,336+500.5% | $3,626+618.2% | $4,379+494.6% |
| Participant deferral / active EE | $20,717 | $5,797+257.4% | $4,933+320.0% | $6,730+207.8% |
| Admin fee / account holder | $170,413 | $14,904+1043.4% | $12,223+1294.3% | $14,365+1086.3% |