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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,541 | $98,776+198.2% | $149,745+96.7% | $79,856+268.8% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.5%+14.1pp | 69.6%+26.9pp |
| Annual return | 14.48% | 27.38%-12.9pp | 276.72%-262.2pp | 31.71%-17.2pp |
| Employer contribution / active EE | $15,767 | $3,217+390.1% | $4,646+239.4% | $2,471+538.0% |
| Participant deferral / active EE | $9,359 | $5,681+64.7% | $6,843+36.8% | $3,741+150.2% |
| Admin fee / account holder | $93,317 | $6,053+1441.7% | $9,312+902.1% | $5,306+1658.6% |