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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,244 | $157,304+74.3% | $141,197+94.2% | $152,909+79.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.41% | 64.34%-46.9pp | 71.41%-54.0pp | 345.46%-328.1pp |
| Employer contribution / active EE | $2,580 | $5,263-51.0% | $4,736-45.5% | $4,764-45.8% |
| Participant deferral / active EE | $7,823 | $7,111+10.0% | $6,710+16.6% | $5,851+33.7% |
| Admin fee / account holder | $8,701 | $12,126-28.2% | $10,265-15.2% | $11,601-25.0% |