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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,202 | $157,296+92.8% | $141,191+114.7% | $152,897+98.3% |
| Participation rate | 95.8% | 84.8%+11.0pp | 82.5%+13.4pp | 82.5%+13.4pp |
| Annual return | 18.79% | 64.34%-45.6pp | 71.41%-52.6pp | 345.43%-326.6pp |
| Employer contribution / active EE | $2,872 | $5,262-45.4% | $4,736-39.4% | $4,764-39.7% |
| Participant deferral / active EE | $5,407 | $7,111-24.0% | $6,710-19.4% | $5,851-7.6% |
| Admin fee / account holder | $174,471 | $12,125+1339.0% | $10,264+1599.8% | $11,599+1404.1% |