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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,756 | $65,566-33.3% | $86,235-49.3% | $75,177-41.8% |
| Participation rate | 84.6% | 60.5%+24.1pp | 69.0%+15.7pp | 67.2%+17.4pp |
| Annual return | 16.41% | 46.07%-29.7pp | 1170.03%-1153.6pp | 160.75%-144.3pp |
| Employer contribution / active EE | $323 | $1,553-79.2% | $2,381-86.5% | $2,671-87.9% |
| Participant deferral / active EE | $1,459 | $3,023-51.8% | $3,987-63.4% | $4,126-64.7% |
| Admin fee / account holder | $7,726 | $5,470+41.2% | $6,856+12.7% | $5,651+36.7% |