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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,727 | $65,364-45.3% | $92,909-61.5% | $72,975-51.0% |
| Participation rate | 64.5% | 68.3%-3.8pp | 76.0%-11.5pp | 69.5%-5.0pp |
| Annual return | 24.43% | 42.11%-17.7pp | 109.44%-85.0pp | 81.01%-56.6pp |
| Employer contribution / active EE | $3,183 | $2,594+22.7% | $3,653-12.9% | $2,440+30.5% |
| Participant deferral / active EE | $4,510 | $3,128+44.2% | $4,238+6.4% | $3,608+25.0% |
| Admin fee / account holder | $9,017 | $4,251+112.1% | $5,795+55.6% | $5,124+76.0% |