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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,420 | $82,674+149.7% | $125,381+64.6% | $68,486+201.4% |
| Participation rate | 65.1% | 75.1%-9.9pp | 82.4%-17.3pp | 67.9%-2.8pp |
| Annual return | -15.45% | -5.97%-9.5pp | 572.31%-587.8pp | -7.85%-7.6pp |
| Employer contribution / active EE | $5,571 | $3,382+64.7% | $4,815+15.7% | $2,597+114.6% |
| Participant deferral / active EE | $6,120 | $6,111+0.1% | $7,448-17.8% | $4,028+51.9% |
| Admin fee / account holder | $36,668 | $6,277+484.2% | $10,007+266.4% | $5,404+578.6% |