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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,019 | $77,920-80.7% | $149,723-90.0% | $75,177-80.0% |
| Participation rate | 29.3% | 65.6%-36.3pp | 78.8%-49.5pp | 67.2%-37.9pp |
| Annual return | 19.84% | 31.72%-11.9pp | 134.50%-114.7pp | 160.75%-140.9pp |
| Employer contribution / active EE | $494 | $3,138-84.3% | $4,821-89.8% | $2,671-81.5% |
| Participant deferral / active EE | $507 | $3,411-85.1% | $5,682-91.1% | $4,126-87.7% |
| Admin fee / account holder | $231 | $5,951-96.1% | $13,215-98.3% | $5,651-95.9% |