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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,006 | $157,304+68.5% | $141,197+87.7% | $152,909+73.3% |
| Participation rate | 95.5% | 84.8%+10.6pp | 82.5%+13.0pp | 82.5%+13.0pp |
| Annual return | 22.98% | 64.34%-41.4pp | 71.41%-48.4pp | 345.46%-322.5pp |
| Employer contribution / active EE | $7,316 | $5,263+39.0% | $4,736+54.5% | $4,764+53.6% |
| Participant deferral / active EE | $3,748 | $7,111-47.3% | $6,710-44.1% | $5,851-35.9% |
| Admin fee / account holder | $4,531 | $12,126-62.6% | $10,265-55.9% | $11,601-60.9% |