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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,042 | $209,422+11.8% | $178,503+31.1% | $158,982+47.2% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 18.04% | 188.81%-170.8pp | 151.12%-133.1pp | 302.99%-285.0pp |
| Employer contribution / active EE | $3,953 | $5,707-30.7% | $5,011-21.1% | $4,763-17.0% |
| Participant deferral / active EE | $7,334 | $5,955+23.2% | $5,202+41.0% | $5,983+22.6% |
| Admin fee / account holder | $5,393 | $17,079-68.4% | $13,987-61.4% | $11,252-52.1% |