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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,290 | $71,873-7.8% | $86,698-23.5% | $68,490-3.2% |
| Participation rate | 62.8% | 72.2%-9.5pp | 76.6%-13.8pp | 67.9%-5.1pp |
| Annual return | -16.38% | 3.54%-19.9pp | 35.96%-52.3pp | -7.85%-8.5pp |
| Employer contribution / active EE | $2,496 | $2,173+14.8% | $2,837-12.0% | $2,597-3.9% |
| Participant deferral / active EE | $7,322 | $3,779+93.7% | $4,656+57.2% | $4,028+81.8% |
| Admin fee / account holder | $6,858 | $6,110+12.2% | $7,492-8.5% | $5,403+26.9% |