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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,699 | $81,276+545.6% | $155,574+237.3% | $80,925+548.4% |
| Participation rate | 95.6% | 66.2%+29.3pp | 78.2%+17.3pp | 67.7%+27.9pp |
| Annual return | 26.31% | 33.36%-7.0pp | 64.87%-38.6pp | 35.65%-9.3pp |
| Employer contribution / active EE | $23,453 | $3,103+655.8% | $4,676+401.6% | $2,756+750.9% |
| Participant deferral / active EE | $17,583 | $3,453+409.2% | $5,629+212.3% | $4,299+309.0% |
| Admin fee / account holder | $186,423 | $7,993+2232.2% | $15,914+1071.4% | $6,940+2586.2% |