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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,484 | $202,463-42.5% | $169,397-31.2% | $139,487-16.5% |
| Participation rate | 47.6% | 81.1%-33.5pp | 77.2%-29.6pp | 80.3%-32.7pp |
| Annual return | 11.20% | 532.64%-521.4pp | 406.23%-395.0pp | 373.84%-362.6pp |
| Employer contribution / active EE | $1,204 | $4,694-74.4% | $4,013-70.0% | $4,755-74.7% |
| Participant deferral / active EE | $1,604 | $6,941-76.9% | $6,223-74.2% | $6,713-76.1% |
| Admin fee / account holder | $12,777 | $10,726+19.1% | $9,017+41.7% | $11,407+12.0% |