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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,654 | $153,769-74.2% | $133,975-70.4% | $273,972-85.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -4.68% | 36.51%-41.2pp | 29.29%-34.0pp | 41.46%-46.1pp |
| Employer contribution / active EE | $8,597 | $6,029+42.6% | $5,211+65.0% | $4,869+76.6% |
| Participant deferral / active EE | $4,800 | $6,958-31.0% | $6,282-23.6% | $5,287-9.2% |
| Admin fee / account holder | $487 | $11,765-95.9% | $9,324-94.8% | $10,133-95.2% |