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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,295 | $149,679-11.6% | $117,039+13.0% | $147,586-10.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 5.77% | 19.31%-13.5pp | 18.95%-13.2pp | 578.59%-572.8pp |
| Employer contribution / active EE | $22,063 | $4,937+346.9% | $3,785+483.0% | $4,876+352.4% |
| Participant deferral / active EE | $14,013 | $4,912+185.3% | $3,929+256.6% | $5,439+157.6% |
| Admin fee / account holder | $4,387 | $7,856-44.2% | $5,974-26.6% | $10,886-59.7% |