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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,229 | $148,629+38.1% | $135,982+50.9% | $139,487+47.1% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 12.93% | 79.33%-66.4pp | 68.32%-55.4pp | 373.84%-360.9pp |
| Employer contribution / active EE | $2,069 | $5,247-60.6% | $4,859-57.4% | $4,755-56.5% |
| Participant deferral / active EE | $3,942 | $8,102-51.3% | $7,760-49.2% | $6,713-41.3% |
| Admin fee / account holder | $929 | $12,406-92.5% | $10,767-91.4% | $11,407-91.9% |