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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,883 | $93,598-51.0% | $135,974-66.3% | $75,173-39.0% |
| Participation rate | 70.0% | 75.2%-5.2pp | 81.9%-11.9pp | 67.2%+2.8pp |
| Annual return | 12.20% | 30.89%-18.7pp | 68.30%-56.1pp | 160.72%-148.5pp |
| Employer contribution / active EE | $2,217 | $3,538-37.3% | $4,859-54.4% | $2,671-17.0% |
| Participant deferral / active EE | $4,730 | $6,405-26.2% | $7,760-39.0% | $4,126+14.6% |
| Admin fee / account holder | $1,587 | $6,978-77.3% | $10,767-85.3% | $5,651-71.9% |