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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,921 | $127,790-64.1% | $106,555-56.9% | $167,536-72.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 7.83% | 33.88%-26.0pp | 26.80%-19.0pp | 478.82%-471.0pp |
| Employer contribution / active EE | $2,204 | $3,428-35.7% | $2,819-21.8% | $4,839-54.5% |
| Participant deferral / active EE | $1,884 | $5,088-63.0% | $4,399-57.2% | $6,342-70.3% |
| Admin fee / account holder | $61,722 | $11,229+449.7% | $7,408+733.2% | $12,315+401.2% |