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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,549 | $125,778+65.8% | $114,563+82.0% | $154,746+34.8% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.9%+10.4pp | 80.7%+2.6pp |
| Annual return | 19.58% | 295.14%-275.6pp | 241.09%-221.5pp | 172.34%-152.8pp |
| Employer contribution / active EE | $2,735 | $2,806-2.5% | $2,592+5.5% | $4,379-37.6% |
| Participant deferral / active EE | $8,738 | $4,445+96.6% | $4,142+111.0% | $6,730+29.8% |
| Admin fee / account holder | $873 | $8,190-89.3% | $7,623-88.5% | $14,365-93.9% |