Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,019 | $48,364-21.4% | $71,796-47.0% | $62,881-39.5% |
| Participation rate | 53.1% | 60.6%-7.5pp | 69.1%-16.0pp | 69.3%-16.2pp |
| Annual return | -0.57% | 13.16%-13.7pp | 78.04%-78.6pp | 20.14%-20.7pp |
| Employer contribution / active EE | $254 | $1,042-75.6% | $1,924-86.8% | $2,281-88.9% |
| Participant deferral / active EE | $1,273 | $2,091-39.1% | $2,794-54.4% | $3,203-60.2% |
| Admin fee / account holder | $7,100 | $3,771+88.3% | $4,815+47.5% | $4,296+65.3% |