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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,693 | $65,555-77.6% | $86,216-83.0% | $75,173-80.5% |
| Participation rate | 78.6% | 60.5%+18.1pp | 69.0%+9.6pp | 67.2%+11.4pp |
| Annual return | 38.03% | 46.07%-8.0pp | 1169.42%-1131.4pp | 160.72%-122.7pp |
| Employer contribution / active EE | $1,905 | $1,553+22.6% | $2,382-20.0% | $2,671-28.7% |
| Participant deferral / active EE | $4,780 | $3,023+58.1% | $3,986+19.9% | $4,126+15.9% |
| Admin fee / account holder | $863 | $5,469-84.2% | $6,853-87.4% | $5,651-84.7% |