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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,670 | $91,474-79.6% | $135,982-86.3% | $71,529-73.9% |
| Participation rate | 52.3% | 75.7%-23.3pp | 81.9%-29.6pp | 67.9%-15.6pp |
| Annual return | 105.97% | 29.89%+76.1pp | 68.32%+37.6pp | 28.97%+77.0pp |
| Employer contribution / active EE | $1,999 | $3,705-46.1% | $4,859-58.9% | $2,590-22.8% |
| Participant deferral / active EE | $3,416 | $7,095-51.8% | $7,760-56.0% | $4,291-20.4% |
| Admin fee / account holder | $195 | $1,267-84.6% | $10,767-98.2% | $1,588-87.7% |