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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,976 | $81,476+71.8% | $102,383+36.7% | $80,925+73.0% |
| Participation rate | 78.8% | 66.8%+12.0pp | 74.5%+4.3pp | 67.7%+11.2pp |
| Annual return | 10.37% | 25.59%-15.2pp | 24.94%-14.6pp | 35.65%-25.3pp |
| Employer contribution / active EE | $2,341 | $3,105-24.6% | $3,870-39.5% | $2,756-15.1% |
| Participant deferral / active EE | $4,498 | $3,871+16.2% | $5,060-11.1% | $4,299+4.6% |
| Admin fee / account holder | $638 | $6,717-90.5% | $8,391-92.4% | $6,940-90.8% |