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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,973 | $100,868+144.8% | $90,414+173.2% | $158,931+55.4% |
| Participation rate | 93.8% | 75.0%+18.7pp | 72.7%+21.1pp | 82.0%+11.8pp |
| Annual return | 15.10% | 1724.58%-1709.5pp | 1293.19%-1278.1pp | 302.86%-287.8pp |
| Employer contribution / active EE | $0 | $3,689-100.0% | $3,262-100.0% | $4,761-100.0% |
| Participant deferral / active EE | $2,390 | $4,348-45.0% | $3,963-39.7% | $5,982-60.0% |
| Admin fee / account holder | $12,822 | $6,502+97.2% | $5,611+128.5% | $11,247+14.0% |