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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,973 | $100,938+144.7% | $90,461+173.0% | $158,982+55.3% |
| Participation rate | 93.8% | 75.0%+18.7pp | 72.7%+21.1pp | 82.0%+11.8pp |
| Annual return | 15.10% | 1727.20%-1712.1pp | 1294.76%-1279.7pp | 302.99%-287.9pp |
| Employer contribution / active EE | $0 | $3,691-100.0% | $3,264-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,390 | $4,350-45.0% | $3,964-39.7% | $5,983-60.1% |
| Admin fee / account holder | $12,822 | $6,510+97.0% | $5,617+128.3% | $11,252+14.0% |