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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,361 | $185,141-87.9% | $153,416-85.4% | $155,188-85.6% |
| Participation rate | 65.0% | 79.9%-14.9pp | 74.3%-9.3pp | 80.8%-15.8pp |
| Annual return | 19.98% | 18.72%+1.3pp | 17.84%+2.1pp | 148.84%-128.9pp |
| Employer contribution / active EE | $1,204 | $4,489-73.2% | $3,764-68.0% | $4,248-71.7% |
| Participant deferral / active EE | $2,636 | $5,477-51.9% | $4,723-44.2% | $6,531-59.6% |
| Admin fee / account holder | $220 | $16,005-98.6% | $13,095-98.3% | $14,480-98.5% |