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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,215 | $100,041-17.8% | $149,718-45.1% | $70,131+17.2% |
| Participation rate | 48.0% | 83.6%-35.6pp | 87.1%-39.1pp | 69.5%-21.5pp |
| Annual return | 18.15% | 27.43%-9.3pp | 1501.70%-1483.6pp | 73.14%-55.0pp |
| Employer contribution / active EE | $1,103 | $3,662-69.9% | $5,444-79.7% | $2,342-52.9% |
| Participant deferral / active EE | $3,371 | $4,983-32.3% | $6,568-48.7% | $3,332+1.2% |
| Admin fee / account holder | $2,422 | $8,286-70.8% | $11,283-78.5% | $4,645-47.9% |